http://office.microsoft.com/en-gb/access/HA011878561033.aspx?pid=CH011232631033
Take a look at this site and select watch video, shows all there is about
adding pics to forms or reports. You would need to fade the picture using
photo editor or some other package for your background or watermark.
Some printers have the facility to add watermarks but these are normally
text marks
Sorry cant be of more assistance
Mike
--
An Engineers Prayer:
At the very end of the day,
when all else fails,
you have tried all
and asked everyone you know,
read the instruction manual.