How do I save to csv and get text delimeters?

[Jack]

I'm using Excel 2003 and when I save a file as a CSV it does not ad the
text delimeter. I get


Smith,John A

Instead of "Smith","John A"

How do I get the text delimeters? I've tried setting the format to text
instead of general

 

[Earl Kiosterud]

Jack,

Normally, the text qualifiers (quote marks) aren't needed unless the field
contains comma or quotes within the data. But if you need them, get the
Text Write Program from
http://www.smokeylake.com/excel/text_write_program.htm. There's an option
to put any text qualifier you want around all fields.