You will have to give more detail on what you want to do? Do you want to
create a payment register? Do you wnat to create a bank register, where you
can record both income and expenditure?
I downloaded something that looked like that and it was a template without
any formulas.
You might take a look at http://www.mvps.org/dmcritchie/excel/insrtrow.htm
which will tell you how to write your formulas so that you can insert
delete or move (sort) rows and still have a workable spreadsheet
check register.
