I trying unsuccessfully to create a form

[JulieG]

Please can somebody help me with the following:

I have to create a form, so I've created it using tables, this form will either be printed and filled in manually or on-line so

I have one section that is for a description that will go over 4 lines, I need to show the 4 physical lines for the manual entry to be written on, I can do this by have 4 columns with a line along the bottom of each row, but if I do this when the user completes on-line they will have to remember to tab at the end of each column to get to the next, well we all know they will keep typing and I'll end up with one large row and 3 empty ones.

Any siggestions how I can overcome this knotty problem?

Thanks everso
JulieG