1. Unlike Access 2007, which is designed to support creation and use of a
specific "template" format for files (i.e., the .accdt format) , earlier
versions didn't have this capability.
2. In a general sense, a "template" can be anything you want it to be. For
example, you can create an mdb containing empty tables using Access 2003 and
store it for future use as a template when you want to create a similar
database in the future. That's a template of sorts. In fact, I am convinced
that there are only about ten different KINDS of tables used in every
database, so if you have those ten tables set up in a "template" database,
you can import them into any new database as a head start on creating any
new database.