I downloaded accounting ledger database template from the MS Office Website
and it require a password to open. please help
Have you at some point used Workgroup Security to secure a database? If so,
you may still be joined to the workgroup (.MDW file) with the usernames and
passwords for that database. Use Tools... Security... Workgroup Administrator
to join the default C:\Windows\System32\SYSTEM.MDW workgroup.
If none of this makes any sense then you probably didn't <g>...