Hi, JRC,
You don't mention what version of Word or operating system you're using. By
default, Word uses the location of "My Documents" as the default. One
option is to change the location of "My Documents":
How to Change the Default Location of the My Documents Folder:
http://support.microsoft.com/default.aspx?scid=kb;en-us;310147
How to Change the Default Location of the My Documents Folder:
http://support.microsoft.com/default.aspx?scid=kb;en-us;253682
This will change the default for all Office applications.
Another option is in Word to go into Tools | Options | File Locations and
change the defalt location for the "Documents" file type.
This may also be of interest to you:
How to customize the My Places bar in both the Open and the Save As dialog
boxes in Office 2003:
http://support.microsoft.com/default.aspx?scid=kb;en-us;826214
--
Susan Ramlet
MVP - Office
Please reply to the newsgroups where others may benefit.