Ok. My search for confirmation on this has yielded both answers, needing
<html> tags, but I've also read that email readers like Outlook ignore some
tags.
What I'm looking to do is have html formatting of emails sent through a web
page form that is processed by a CGI form script on my hosting server. My ISP
tells me the email submission form where the webpage form fields are sent to
my designated email address will not accept html tags. So I'm stuck with just
the form fields on the email.